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Payment Protection

Payment Protection

Because sometimes when it rains, it pours.

WECU's Payment Protection program offers great coverage at very competitive rates. See the tables below for detailed information regarding each product. Payment Protection is available for:

  • VISA Credit Cards (Personal, Platinum, Business [sole prop only])
  • Consumer Loans (Automotive, Personal, Timeline, and Secured loans.)
  • Home Equity Loans

To have Payment Protection added to your loan, please contact our full-service call center at (360) 676-1168.


 Payment Protection for Consumer Loans 
Protection type Cost What's covered
Loss of Life $0.080 per $100 borrowed Balance Cancellation (up to $50,000) for Accident & Sickness.
Disability $0.150 per $100 borrowed Payment Cancellation (for 24 months and up to $24,000) for Accident & Sickness. 30 day waiting period.
Loss of Life and Disability $0.230 per $100 borrowed All of the Above

 Payment Protection for Home Equity Loans 
Protection type Cost What's covered
Loss of Life $0.108 per $100 borrowed Balance Cancellation (up to $75,000) for Accident & Sickness.
Disability $0.108 per $100 borrowed Payment Cancellation (for 12 months and up to $12,000) for Accident & Sickness. 30 day waiting period.
Loss of Life and Disability $0.214 per $100 borrowed All of the Above.

 Payment Protection for VISA Credit Cards 
Protection type Cost What's covered
Loss of Life $0.080 per $100 borrowed Balance Cancellation (up to $50,000) for Accident & Sickness.
Disability $0.150 per $100 borrowed Payment Cancellation (for 24 months and up to $24,000) for Accident & Sickness. 30 day waiting period.
Loss of Life and Disability $0.230 per $100 borrowed All of the Above